I can not prove my income. What are my options?

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If you are having trouble finding a mortgage because you’re self-employed or have an irregular income, then a self-certification mortgage may be the mortgage option for you. But how do you know if you qualify for this type of mortgage?

To find out more contact us and we will advise you on the self-cert mortgage process and if this is the option for you.

In the meantime we’ve outlined below some background information on self-cert mortgages that we hope you’ll find useful.

A self-cert mortgage, as its name implies, allows you the borrower to certify your own earnings without having to supply proof of income documentation, such as pay slips or fully audited accounts.

Self-cert mortgages are ideally suited to those who are self-employed, or employed but have an irregular income, due for example to bonuses and commission. They are also ideal for those who have several jobs, are seasonal wage earners or those who regularly undertake contract work.

If you need any more information, then simply speak to an expert today.